WHAT WE OFFER
Six kinds of coverage, all handled here.
Home
Dwelling, contents, liability, and the wind and roof questions that decide a Florida homeowners rate.
Auto
Florida is a no-fault state with heavy uninsured-driver traffic. We build the policy around both.
Flood
Homeowners policies exclude it. We compare NFIP against private flood, including for low-risk zones that still flood.
Umbrella
Extra liability sitting above where your home, auto, and boat policies stop. Cheaper than most people expect.
Boat & marine
Hull, liability, navigation limits, and hurricane haul-out plans for vessels kept in the water.
Commercial
Property, general liability, and fast certificates of insurance when a landlord or client needs one today.
Why independent matters here
A captive agent sells one company's products. We are appointed with several, so when one pulls back from Florida wind, we move you to another.
What to know about Florida coverage
Flood, wind, roof age, and the reasons your premium looks the way it does. If yours isn't here, call us and ask.
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